LTS.ORG.IN: YOUR FINANCIAL FUTURE

LTS respects the privacy of its users and has developed this Privacy Policy to demonstrate its commitment to protecting your privacy. This Privacy Policy describes the information we collect, how that information may be used, with whom it may be shared, and your choices about such uses and disclosures. We encourage you to read this Privacy Policy carefully when using our Services or transacting business with us. By using our Services, you are accepting the practices described in this Privacy Policy.

If you have any questions about our privacy practices, please refer to the end of this Privacy Policy for information on how to contact us.

1. INFORMATION WE COLLECT ABOUT YOU

1.1 In General

We may collect personal information that can identify you such as your name and email address and other information that does not identify you.. When you provide personal information through our Services, the information may be sent to servers located in other countries around the world.

• Information you provide. We may collect and store any personal information you provided when you use our Services or provide to us in some other manner. This includes identifying information, such as your name, address, email address, and telephone number, and, if you transact business with us, financial information such as your payment method (valid credit card number, type, expiration date or other financial information). We also request information about your interests and activities, your gender and age, and other demographic information such as your hometown or your username.

• Information from other sources. LTS may periodically obtain both personal and non-personal information about you from other LTS' affiliates, business partners, contractors and other third parties and add it to our account information or other information we have collected.

• Information about others. We may collect and store personal information about other people that you provide to us, such as their name, address and email address. If you use our Services to send others (friends, relatives, colleagues, etc.) a message, link or any other kind of communicate, we may store your personal information, and the personal information of each such recipient in order to process those requests or facilitate future activities.

1.2 Use of cookies to collect information

We use various technologies to collect information from your phone and about your activities on our Services.

• Information collected automatically. We automatically collect information from your browser when you our Services. This information includes your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from us, and the referring website address.

• Cookies and Use of Cookie Data. When you using our Services, we may assign your phone one or more cookies, to facilitate access to our Services and to personalize your online experience. Through the use of a cookie, we also may automatically collect information about your online activity on our Services, such as the web pages you visit, the time and date of your visits, the links you click, and the searches you conduct on our Services. During your visits to other websites where we advertise, we (or third parties) may use certain data collected on our Services to show you the type of LTS advertisements likely to be of greater interest to you.

• Information collected by third-parties. We may allow third-parties, including our authorized service providers, LTS, advertising companies and advertising networks, to display advertisements on our Services. These companies may use tracking technologies, such as cookies, to collect information about users who view or interact with their advertisements. Our Services does not provide any personal information to these third parties. This information allows them to deliver targeted advertisements and gauge their effectiveness.

2. HOW WE USE THE INFORMATION WE COLLECT

2.1 In General

We may use information that we collect about you to:

• deliver the products and services that you have requested;

• manage your account and provide you with customer support;

• perform research and analysis about your use of, or interest in, our products, services, or content, or products, services or content offered by others;

• communicate with you by email, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us, other KIMECOPAK Limited companies or other third parties;

• develop and display content and advertising tailored to your interests on our Services and other sites;

• verify your eligibilities and deliver prizes in connection with contests and sweepstakes;

• enforce or exercise any rights in our terms and conditions;

• manage our business;

• provide LTS advertisements to you when you visit other sites; and

• perform functions as otherwise described to you at the time of collection.

2.2 Financial information

We may use financial information or payment method to process payment for any purchases made by you on our Services, enroll you in the discount, rebate, and other programs in which you elect to participate, to protect against or identify possible fraudulent transactions, and otherwise as needed to manage our business.

3. WITH WHOM WE SHARE YOUR INFORMATION

3.1 Personal Information

We do not share your personal information with others except as indicated below or when we inform you and give you an opportunity to opt out of having your personal information shared. We may share personal information with:

• Service providers.

• Business partners: When you make purchases on our Services or click-through our advertisements offered on third party websites, we may share personal information with the businesses with which we partner to offer you the applicable products, services or advertisements. When you elect to engage in a particular merchant's offer or program, you authorize us to provide your email address and other information to that merchant.

• Other LTS’ businesses: We are part of LTS business activities. We may share information we collect, including personal information such as your name and contact information, interests, activities and transactions on our Services, with the LTS. All LTS companies shall comply with this Privacy Policy.

• Other Situations: We also may disclose your information, including personal information in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legalobjection or right available to us.

3.2 Aggregated and non-personal information
We may share non-personal information we collect under any of the above circumstances. We may also share it with LTS affiliates and third parties to develop and deliver targeted advertising on our Services and on websites of third parties, and to analyze and report on advertising you see. We may combine non-personal information we collect with additional non-personal information collected from other sources. We also may share aggregated, non-personal information with third parties, including advisors, advertisers and investors, for the purpose of conducting general business analysis.

4. THIRD-PARTY WEBSITES
There are a number of places on our Services where you may click on a link to access other websites that do not operate under this Privacy Policy. For example, if you click on such advertisement, you may be taken to a website that we do not control. These third-party websites may independently solicit and collect information, including personal information, from you and, in some instances, provide us with information about your activities on those websites. We recommend that you consult the privacy statements of all third-party websites you visit by clicking on the "privacy" link typically located at the bottom of the webpage you are visiting.

5. MANAGE YOUR PROFILE

5.1 Accessing, Reviewing and Changing Your Profile
Following registration, you can review and change the information you submitted during registration. For instructions on how to do so, visit the Help section of the Services. If you change your password and email address, we will retain a record of your old password and email address. You can also change your registration information such as: name, address, city, state, zip code, country, phone number, profile, likes and dislikes, desired date profile, essays and saved search criteria.

5.2 Control of Your Password
You are responsible for all actions taken with your login information and password, including fees. Therefore we do not recommend that you disclose your password or login information to any third party. If you choose to share this information with any third party, you are responsible for all actions taken with your login information and password, and therefore should review each third party's privacy policy. If you lose control of your password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised in any way, you should immediately change your password. If you require more strictly security for your account, besides providing us your phone number, you can choose to add your email address to create additional security for your account.